One of my clients was told he had to have heart surgery. He went through multiple tests and when he went back to the cardiologist, he was recommended multiple times to have heart surgery. It was very confusing since he was able to walk more than three miles a day and never was out of […]
Heart Surgery Recommendation Was Not Necessary Read More »
Insurance companies very often give you a brochure or it’s like a six to 10 page, so-called policy, which describes what’s covered and what’s not covered on the policy. On that six to 10 page, so-called policy, there will be a list of coverages and exclusions. It’s so important to look at the entire insurance
Do This to Know What’s Covered in Your Policy Read More »
Years ago I had a baker cyst on my right knee. I went to an orthopedic doctor who drained my knee three times. The fluid kept on coming back. He recommended that I see an orthopedic surgeon. They were about to do surgery and I met up with a doctor friend of mine who is
Need a Second Opinion for Orthopedic Surgeon? Read More »
I have to tell you many times I have people come to me where they know that their medical bill should be covered. According to the health insurance policy, very often the policy indicates that you should be covered for a certain procedure, but the insurance companies deliberately deny your claim. I was educated on
$52,000 Overturned After 3 Times Denied Medical Claim Read More »
Being a patient advocate, I’m always concerned about patient’s rights and protect them from unfair billing practices. If I see a case where there are issues with medical billing, I always step in to help my clients. I recently overturned a case where my client was being charged an excessive amount by an emergency room,
Knowing Your Patients Rights Saves Over $34,000 Read More »
You know, being in the health insurance industry for over 30 years, I am quite successful in negotiating medical bills. In many cases, I normally get 80% off the bill, and sometimes you might be responsible for no charges whatsoever. I recently reduced a bill from $40,000 down to $2,000. Please reach out to me.
How I Reduced a Medical Bill from $40,000 to $2,000 Read More »
You know, it’s so important that you take the time to read your insurance policy. When I was working for two insurance companies, I helped write those insurance policies. You truly need to know what’s covered and what’s not covered. If you ever have any questions and have no idea what your policy really means,
Why You Need to Read Your Insurance Policy Read More »
You know I recently spoke to a friend who works for a major corporation on her policy. Every emergency room visit is considered to be out of network. Instead of going to an emergency room, the insured’s must go to an urgent care facility. She went to the local urgent care facility and then was
What to do If Emergency Room is Out of Network Read More »
I recently spoke to a friend who works for a major corporation on her policy every emergency room visit is considered to be out of network instead of going to an emergency room the insurance must go to an urgent care facility and then was sent to the emergency room when I was able to
What to do If Emergency Room is Out of Network Read More »
A recent case I worked on the client was charged for two of emergency room visits a total of 29,000 when I looked at the reasonable customer charges I realize that my client only had to pay $800 out of $29,000 medical practice are gouging much too often and I am here to help you
$29,000 for Two Emergency Room Visits? Read More »