Medical Healthcare Claim Advocate | Medical Bill Advocate NY

Healthcare Enrollment Dates, Fees and a Delicate Dance for Coverage

There are so many costs associated with healthcare. To meet contractual requirements, each fee has a different name with specific stipulations. As insurance holders, members pay premiums for coverage to insurance companies and then pay providers directly until they meet their deduction before insurance starts to pay the bill, as well as, other out-of-pocket expenses […]

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Surprise Medical Bills and Balance Billing or Just Billed

Blog, Blogs, Medical Bill Advocate

Balance billing and surprise medical bills can be difficult to negotiate when you don’t know how to apply laws against the practice. Ask a medical bill advocate how the laws are applied to different plans.

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Faith-Based Health Cost Sharing Vs. Associated Health Plans

Associated Health Plans, Blog, Blogs, Medical Bill Advocate, Self-Insurance Appeals

Taking care of our health can be a costly endeavor. The ability to pay can become a matter of life and death if bills rack up over long term care that falls into collections. That is why having insurance is so important during unexpected emergencies or when someone has a chronic illness. Medwise Insurance Advocacy,

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The Courts in Texas and the Affordable Care Act

Blog, Blogs, Medical Bill Advocate

The Affordable Care Act created a private insurance market that 15 million Americans use for coverage. The act also encouraged state Medicaid expansion that covers another 15 million, as well as, provides protections for people with preexisting conditions and other regulations. The contractual dynamic between insurance companies, physicians and the insured gradually became standardized. There was a time, I

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Negotiating International Medical Care: 10 Key Questions to Lower Medical Costs When Traveling Abroad

Blog, Blogs, Medical Bill Advocate, Resources to Help Pay Medical Bills

Senators like Rand Paul are going to Canada to competitively shop and save on care. Patients seeking tips on how to lower costs on past bills can save and receive specialized care when they travel beyond borders for health services. The growth in international medical travel is due to improved availability of health technology, decreasing costs for

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Use Due Diligence to Negotiate Medical Bills

Blog, Blogs, Due Diligence

Associated health plans and self-insurance programs are increasingly part of the healthcare marketplace and they are leading a movement of comparative shopping for medical care and prescriptions . Over 90% of patients want to know what their costs will be for care prior to service. In January 2019 a federal requirement insists hospitals list their

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Are Low Cost Associated Health Plans Worth It?

Associated Health Plans, Blog, Blogs, Medical Bill Advocate, Resources to Help Pay Medical Bills

Your health is great, until it isn’t. Health care plans that are pitched to someone who is healthy may not necessarily cover them when sick, especially if a low cost Associated Health Plan (AHP) is purchased. The latest news in healthcare is the introduction of AHPs that offer alternative coverage that is not governed by

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How Medical Billing Advocates Negotiate to Help Pay Medical Bills

Blog, Blogs, Medical Bill Advocate, Resources to Help Pay Medical Bills

Medical bills become a problem after claims have been denied from insurance carriers and paying off the bills becomes a game of negotiation. This is where a medical billing and insurance advocate can help negotiate and appeal medical claim denials. Why Medical Claims are Denied Claims may be denied because the insurance carrier decides

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Is a Settlement or Court Ordered Judgment Protected from Subrogation?

Blog, Blogs, Subrogation

Can Medical or Insurance Providers Claim Rights over Settlement or Judgment Money? Medical providers ask a lot of questions about how and why you are seeing them. During this inquisition it gives them information needed to care for you, as well as, an insight into the likelihood that someone else is responsible for the injury.

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Save on Prescription Medications

Blog, Blogs, Save on Prescriptions

Venturing out to cut costs for prescriptions can be like wandering down a dark ally while haggling for the best price at the busiest market. The price of a medication can vary greatly, even within the same zip code depending on the available retailers. Pharmaceutical companies price medications at a high rate because they do

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