When clients reach out to me regarding an outstanding medical bill, my first question is always, “Are you in collections?” It’s really crucial to avoid the situation, because once a bill goes to collections, settling the case becomes significantly more challenging. If there’s an error on the bill, you can approach the provider directly to correct the mistake. Sometimes, the providers will even write off the bill entirely or agree to charge you only a small percentage of the original amount when they realize that they made an error. So if you need help, please reach out to me.