Don’t Miss My Upcoming Workshop or Health Insurance Open Enrollment Although there are ways to lower health care costs when someone doesn’t have coverage, check out the multiple resources I have gathered to help people when they are sick; it is ideal for people to have some form of coverage. For more information on how […]
Affordable Care Act Open Enrollment and NYC Workshop Read More »
Big corporations are no stranger to self-insuring their employees. When an employer only contracts with an insurance carrier for insurance services such as enrollment, claims processing and provider networks with a third party administrator, the employer is agreeing to be the party to payout any medical bills incurred by their employees. Keep in mind, that
Appealing Self-Insured Benefits Denials Read More »
Companies are relying on advocates from their insurance company to get employee medical bills approved and paid. This is bad news for employees, as in-house human resource positions are removed and the people who are fighting for bills to be approved are conflicted by their true employer… the insurance company. Read more about this conflict
Is Your Medical Benefits Advocate Conflicted? Read More »
We Need All the Help We Can Get to Pay Medical Bills I have spoken with people who have lost everything because of an illness. Having to choose between paying rent, buying food or paying for medical care is stressful. The Kaiser Family Foundation reports that in 2016, half of all insurance policy-holders face a
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National Organizations that Provide Assistance Paying for Medical Care and Procedures Department of Health and Human Services (DHHS) [hhs.gov] The Department of Health and Human Services (DHHS) has information on assistance in paying for medical care for low-income families. Go to “Families & Children.” Government Benefits [benefits.gov] The official government benefits website. This is a
National Organizations that Pay for Medical Care Read More »
Medical care and prescription drugs are expensive. If someone is struggling paying for medical care or prescription drugs, these state and federal programs may be able to help: HealthCare.gov this site helps find insurance options, compare care, learn about prevention, and understand the Affordable Care Act. State human/social service agencies offer direct aid and referrals
Federal and State Programs that Help Pay Medical Bills Read More »
The debt from medical bills are like a black hole on a credit report. Tracking the origin of the medical bills is the first step to navigating the debt and determining if and how the bills can be reduced. Medical providers are less likely to report the debt to a credit reporting agency and are
Medical Bills Affect Credit and Cause Bankruptcy: There are Solutions Read More »
Last month, I shared a story about a woman, who had medical bills that had to be negotiated, totaling close to a million dollars and the bills were paid in full to the hospital from her insurance company. Now, I will tell a story of a woman, who had medical bills over $500,000, from out-of-state
2 Clients with Over 1.5 Million in Denied Medical Bills are Paid Read More »
Her body was tired, she couldn’t switch hospitals her bills accumulated. Insurance had forsaken her, an estate in shambles. Find out what we did… A woman was suffering from Stage 4 Cancer for over 4 years. She went to the same hospital and saw the same doctors throughout her illness. In 2016, state insurance coverage
Rest Easy as Medical Bills Get Paid Read More »
Health insurance coverage requires contracts between insurance companies, employers, employees, private individuals, as well as state and federal governments. The Affordable Care Act, which covers 20 million people, limits the wiggle room companies have when crafting these contractual agreements. The contractual limitations trigger protections for long-term care, coverage for preexisting conditions, dependent coverage until age
6 Steps to Lower Medical Bills before Service is Rendered and You Pay for it Read More »