That oversized envelope contains more than just a bill; it holds a staggering number that can feel like a judgment, sparking immediate fear and stress. When you need tips for negotiating medical bills with a hospital, the last thing you want is generic advice. You need to know the hidden rules of the game. The […]
Use These Tips for Negotiating Medical Bills with a Hospital Read More »
You’re preparing dinner for your family and ouch. You just cut yourself so deep. You need stitches, you wind up in urgent care, and you later find out that they’re outta network, so you receive a bill for $8,000. My client called me when this happened to them, and guess what? They only had to pay $500. Call me. I’m here
Out of Network Bill Not Paid? Read More »
When faced with high out-of-pocket costs, healthier individuals might opt out of necessary healthcare to avoid expenses, a behavior that insurers indirectly encouraged. This leads to a cycle of rising premiums and decreasing access to care. This is what is titled Adverse selection. What I see all too often is young people think, no worries. I am
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That thick envelope from your insurance company sits on the table, and the words inside make your stomach sink: “CLAIM DENIED.” It’s a frustrating, infuriating, and often frightening moment. You followed the rules, you paid your premiums, yet a decision made by a faceless entity now threatens your financial stability. This feeling of powerlessness is
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I have never seen this before. The policy did not cover for an MRI when we were able to prove the necessity for the MRI. The insurance company finally agreed and paid the claim. If you ever have any problems with any of your medical bills, please call me. I’m here to help you. https://vimeo.com/1092598745?share=copy#t=0
The Policy Did Not Cover MRI? Read More »
Some people purchase insurance policies that they think will cover everything. I had a case recently where the policy did not cover for any hospitalization. The original bill was $67,000 and thank you. After negotiations, I was able to bring it down to $6,000. That was a savings of $61,000. If you need help, I’m
Your Insurance Company Will Not Cover Everything Read More »
In the midst of your fight against cancer, the last thing you should be battling is a mountain of paperwork. A specialized medical billing advocate for cancer treatment bills is not a luxury; it’s a critical member of your care team. You’re focusing all your energy on healing, yet a second, relentless battle is being
Your Ally: Medical Billing Advocate for Cancer Treatment Bills Read More »
When people decide that they want to take a Medicare Advantage plan, they do not realize that so many hospitals are no longer accepting the Advantage plans. I recently had a case where the person was admitted to the hospital. The hospital was participating and accepted a Medicare Advantage plan, but within two days after
Are You Really Covered by Your Medicare Advantage Plan? Read More »
A case recently involved my client being in a hospital for emergency brain tumor surgery. They had a policy through the Affordable Care Act in New York State, and I could not believe that they were denying the claims. It took about 10 months to cover to turn the case over, but finally, the bill
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Searching for top rated patient advocates for claim denials feels like looking for a ghost. You’ve just received that soul-crushing denial letter—a cold, bureaucratic gut-punch that feels like a final verdict. The insurance company has thrown up a brick wall, cloaked in confusing jargon, and left you feeling powerless, panicked, and completely alone. This isn’t
Top Rated Patient Advocates for Claim Denials: Don’t Hire Yet Read More »