Please be careful when choosing a medical insurance carrier policy. There are deceptive practices in the marketplace, but the government has a limited role when it comes to self-funding, self-insured ERISA plans, which are controlled by private insurers. If you know you should be covered but are being denied, please fight for your rights. I recently overturned a case for $23,000 where the insurance carrier kept providing different reasons for why the bill should be denied. I’m here to help you. Please call me. Thank you.