I received many calls involving HSAs. A Health Savings Account (HSA) is a tax-advantaged savings account that allows you to set aside money to pay for qualified medical expenses such as deductibles, copayments, coinsurance, acupuncture, ambulance costs, doctor’s visits, hearing aids, prescription drugs, psychological therapy, psychiatric care, and qualified long-term care services. To be eligible for an HSA, you must have an HSA-eligible plan, cannot be enrolled in Medicare or another health plan, and cannot be claimed as a dependent on someone else’s federal tax return. You can contribute funds to your HSA on a pre-tax basis, and the money you contribute isn’t taxed as long as you use it for qualified medical expenses. Unspent HSA funds rollover from year to year, and you can add to the tax-free savings to pay for your medical care later. HSAs may earn interest that cannot be taxed. If you have any questions about this, I’ve written and been published about it, so please call me. I’m here to help you. Thank you.