When faced with high out-of-pocket costs, healthier individuals might opt out of necessary healthcare to avoid expenses, a behavior that insurers indirectly encouraged. This leads to a cycle of rising premiums and decreasing access to care. This is what is titled Adverse selection. What I see all too often is young people think, no worries. I am healthy and do not need health insurance. We never know when that catastrophic issue occurs. I am so happy with years of experience. I am.
I am so happy I’m able to help the insureds. If you’re ever in a situation where your claim is not being paid or if you cannot afford it, please call me. I’m here to help you.