The Affordable Care Act (ACA) granted people the right to appeal decisions made by their health insurers regardless of their insurance type or state of residence. The law also established rules for how insurance companies should handle initial appeals and allows insurers to request a reconsideration of decisions to deny payment. If an insurer upholds its decision to deny payment, people also have the right to file an external appeal with an independent third party. This process can be time-consuming, but persistent fighting often leads to overturned denials. For example, I was featured on the front page of a newspaper after fighting for four years and finally winning a case where I saved my client $225,000. Please call me. I’m here to help you.