You know, much too often people purchase travel insurance and they come here, the United States. Every case that has come to me when the visitor is in the United States, they always wind up in emergency room and they’re hospitalized for a pre-existing condition, which is always an exclusion on the policy. I’ve recently reduced a bill from $150,000 down to 5,000. If you need help, please call me. I’m here. Thank you.