Consider a self-employed individual choosing a health plan from the health insurance marketplace without subsidy eligibility. They might select a silver plan costing about a thousand dollars monthly, thinking it covers in-network doctor visits with a reasonable copay. However, a visit to the doctor may reveal a $200 charge because the deductible was not met. These details are often buried in fine print, so it’s important to carefully review what the policy says. Please read your policy to understand what you are covered for, what you are not covered for, your deductible, and your copay. If you need help, please call me. I’m here. Thank you.