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Making Care More Affordable The health care law is bringing down health care costs and making sure health care dollars are spent wisely. • 80/20 Rule: The health insurance companies of 76 million Americans now have to meet the 80/20 rule, or Medical Loss Ratio, where they must spend at least 80 cents of your […]

Increasing Access to Affordable Care Millions of Americans have gained new access to more affordable health coverage and care.  • Coverage for young adults: 3.1 million young adults who were uninsured have gained coverage by being able to stay on their parent’s health plan, giving their families peace of mind.  • Access to free preventive

http://www.healthcare.gov/law/information-for-you/benefits.html How the Health Care Law Benefits You The Affordable Care Act forces insurance companies to play by the rules, prohibiting them from dropping your coverage if you get sick, billing you into bankruptcy because of an annual or lifetime limit, or, soon, discriminating against anyone with a pre-existing condition. All Americans will have the

Health Insurance Market Reforms: Pre-Existing Condition Exclusions Insurers pursue multiple strategies to reduce the cost of covering enrollees with pre-existing conditions, or medical conditions and health problems that existed before the individual enrolled in a health plan. One strategy, the pre-existing condition exclusion, allows insurers to refuse to cover any costs associated with care for

medicareadvocacy.org http://www.medicareadvocacy.org/2013/03/28/cms-proposed-rules-on-observation-status-would-not-help-beneficiaries/ CMS’ Proposed Rules on Observation Status Would Not Help Beneficiaries The Center for Medicare & Medicaid Services (CMS) recently issued proposed rules and an interim CMS Ruling to allow hospitals to bill Medicare Part B after a Part A claim is denied. 78 Fed. Reg. 16,632 (March 18, 2013).[1]  These actions address some

More people are filing medical claims, and that means less money for state health insurers By Robert Weisman, Globe Staff The state’s largest commercial health insurers posted lower third-quarter financial results Thursday, with most blaming an increase in claims for medical care after a two-year period during which many people went to the doctor less

InSightec, which is headquartered in Tirat Carmel near Haifa and draws 80 percent of its staff from Technion graduates, has developed a surgical system to treat tumors inside the body that perhaps can cure many different illnesses electronically without having to cut open the human body. This Israeli innovation has the potential to transform how

February 21, 2013 at 11:00 AM, Adria Gross from MedWise Insurance Advocacy will be speaking about the Current & Upcoming Health Care Laws.  Refreshments; Free; Held at the Esplanade, 168 Red Schoolhouse Road,  Chestnut Ridge; For details, contact Carolyn Geiger, Tel. 574-4950; avi@avi-eyes.org;  www.avi-eyes.org. Established in 1973, the Association for the Visually Impaired (AVI) assists

Mental Care Is Covered September 22, 2012 By AVERY FORMAN Coping with a mental-health condition can be daunting and costly, but a recent law is aiming to ease the burden. As of last year, some health plans that offer mental-health and addiction coverage are required to offer it at an equal level to the medical

Adria Gross has great news if you haven’t heard yet. Wednesday January 23, 2013 and Thursday January 24, 2013, Adria Gross was on CBS in New York City to talk about how many people are being overcharged on their hospital and medical bills.  CBS filmed Adria on Wednesday morning and placed her on the CBS 11:00 PM and CBS 6:00