Understanding how prescription drug coverage works in your health insurance plan can be a bit like solving a complex puzzle. Given the rising cost of medications, it’s crucial to comprehend this component of your healthcare coverage. This blog post aims to demystify the subject, giving you the knowledge you need to navigate prescription drug coverage […]
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In my new book that just came out, apparently different is a chapter titled Disability Does Not Define a Person. A gentleman calls me one day involving his client, Mr. Santini. Here was a situation where after serving in the military falling a hundred feet and waking up after the injury, he severely damaged his
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Health insurance can be a lifesaver in a medical emergency, but understanding the terms and conditions of your policy can feel like navigating a maze. Terms like “deductible,” “co-pay,” and “co-insurance” often pop up, creating confusion for many policyholders. In this blog post, we’ll demystify these common insurance terms so you can make informed decisions
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In my book, apparently different, just recently published, I discussed my own experience having epilepsy while writing my book. I met with an educator, Janet Schiff. The chapter that is about her is titled, whatever Happened to Me, to My White Picket Fence, my Brain Injury From My Massive Brain Tumor. Janet writes, the white
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Choosing a primary care physician (PCP) is a critical decision that impacts your overall healthcare experience. However, there may be reasons you’d like to change your PCP, be it due to relocation, dissatisfaction, or a need for specialized care. The good news is that most insurance plans offer the flexibility to do so. In this
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I just published a new book called Apparently Different, and there’s a chapter in my book, which involves Jesse Sine. Jesse himself has written two books. Both books involve discussing what it’s like to be normal versus what it’s like to have Asperger’s. I received many phone calls with people who have an autism spectrum
Normal or Autism Spectrum Insurance Bills Read More »
At some point, many of us will face the frustrating situation of having an insurance claim denied or a medical service deemed “not covered” by our healthcare policy. These decisions can have a significant financial and emotional impact, leaving us wondering what to do next. The good news is that you have the right to
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I hope all is well with you today. Dental coverage is very limited. Most policies will never cover you for more than $3,500. It’s best to discuss the fees and get it in writing before procedure is performed. Many people come to me with bills over $35,000. Some dental providers are willing to reduce the
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As life changes, so do your healthcare needs. Whether you’ve just gotten married, welcomed a new baby, or have other family changes, you may find yourself wondering how to add a family member to your existing insurance policy. This blog post aims to guide you through the various options, timing, and procedures involved in expanding
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My friends, one of my clients went for surgery and they were never informed in advance that it was an out-of-network provider. The doctor was charging over a hundred thousand dollars and when I looked at the reasonable customary charges, I was able to get the bill reduced from a hundred thousand down to 11,000.
Reasonable and Customary Charges Reduce Bill from Over $100,000 to $11,000 Read More »