Your Medical Bill Advocate
Blog
These medical bills advocacy articles will help you save money on your health insurance and denied medical claims.
How Medical Claim Laws Will Affect You in the Future
The healthcare landscape is constantly evolving, and with it, the laws governing medical claims. As a patient, it’s essential to stay informed about these changes to ensure you receive the
How I Reduced a Medical Bill from $40,000 to $2,000
You know, being in the health insurance industry for over 30 years, I am quite successful in negotiating medical bills. In many cases, I normally get 80% off the bill,
Why You Need to Read Your Insurance Policy
You know, it’s so important that you take the time to read your insurance policy. When I was working for two insurance companies, I helped write those insurance policies. You
Getting Medically Covered When Traveling Outside of the Country
Traveling outside of the country can be a great way to experience new cultures and see new places. However, it is important to be aware of the potential risks associated
What to do If Emergency Room is Out of Network
You know I recently spoke to a friend who works for a major corporation on her policy. Every emergency room visit is considered to be out of network. Instead of
What to do If Emergency Room is Out of Network
I recently spoke to a friend who works for a major corporation on her policy every emergency room visit is considered to be out of network instead of going to
How to Get Your Medical Bills Paid After a Denial of Benefits
Receiving a denial of benefits for your medical bills can be a frustrating and confusing experience. However, it is important to remember that you have rights as a patient, and
$29,000 for Two Emergency Room Visits?
A recent case I worked on the client was charged for two of emergency room visits a total of 29,000 when I looked at the reasonable customer charges I realize
How $50,000 in Medical Debt Went Down to $0
One of my clients have denied claim with the original charges were over $50,000 when I was able to prove that those charges should be covered according to the wording
Why You Need a Medical Billing Advocate When Insurance Says “No”
Navigating the labyrinth of medical billing can feel like deciphering an alien language. One minute you’re recovering from a procedure, the next you’re staring at a denial letter from your
What’s the Best Type of Drug Plan for You and Your Family?
In today’s world, understanding your health insurance can feel like deciphering a complex code. When it comes to drug plans, the confusion only deepens. That’s why we sat down with
Medical Bill Issues
Hello everyone. Hydrocephalus is water on the brain, and many times it occurs as a result of an injury. If you’re having issues with your medical charges or coverage for medication,
The Power of Price Transparency – Taking Control of Your Healthcare Costs
Healthcare costs can be unpredictable and often feel opaque. You might know you need a procedure, but have no idea what it will actually cost until you receive a surprise
Pre-Authorization Surgery Not Covered
You have pre-authorization for a surgery. It just so happens that the doctor has an emergency and is not able to perform the surgery as scheduled. You go back to
Can Your State Buy Out Your Medical Bills
The state of Rhode Island is suggesting using federal COVID-19 funds to pay off unpaid outstanding medical bills. Under the proposal, the state could purchase the debt for pennies on
Using a Health Savings Account (HSA) or Flexible Spending Account (FSA)
Healthcare expenses can be a significant burden, but there are tools available to help you manage these costs effectively. Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are tax-advantaged
Whats a Zebra in Medical Terms?
One of the chapters in my book, Apparently Different, involves a doctor who, after years of twisting his neck while performing colonoscopies—looking at the patient, then the machine—wound up with
Does Your Health Care Bill Hurt Your Credit?
Healthcare bills won’t harm your credit as long as you don’t wait too long to settle them. Most of the time, you’re dealing directly with the medical provider, and they
Negotiating Medical Bills: Tips and Tricks for Lowering Your Healthcare Costs
Medical bills can be a significant source of stress, especially when they seem unexpectedly high or contain errors. At Medwise Insurance Advocacy, we empower you to take control of your
$85,000 Childbirth Bill Reduced to $5,000
A recent client of mine gave birth to her child, which initially cost her $85,000. This was a premature baby, and the hospitals and doctors were taking advantage of her
Lyme Disease Medical Bill Reimbursement Help
If you haven’t heard yet, Apparently Different is my new book that came out recently. I have a client in the book who wound up with a debilitating life due
What to Do When Your Insurance Denies a Claim
Receiving a claim denial from your health insurance company can be frustrating and confusing. It can feel like a roadblock in accessing necessary medical care. At Medwise Insurance Advocacy, we
Reducing Your Medical Bills
This interview focuses on ways to reduce medical bills, as discussed in Adria Gross’s book. Edison Guzman introduces the topic, emphasizing its relevance given the new administration and potential changes
$10,000 Emergency Room Just for Medicine
I don’t know if this has ever happened to you, but have you ever received a bill from an emergency room for over $10,000, and all they did in that
Emergency Room 3 Day Visit Denies $27,000 Bill
It was the middle of the night, and a patient goes to an emergency room in excruciating pain. The ER could not diagnose the condition. My client was kept in
Understanding Deductibles, Co-pays, and Coinsurance
Navigating the world of health insurance can feel like deciphering a foreign language. Terms like “deductible,” “co-pay,” and “coinsurance” are frequently used, but their meanings are often misunderstood. At Medwise
Explanation of Benefits Letter Denies Your Claim
You are treated and preauthorized for a medical procedure. You go to the hospital where the procedure will take place. They perform the procedure, but then you receive an explanation
Denied Medical Claim Because of Non-Preauthorization
Have you ever been in a situation where you were never informed that a pre-authorization was required? Well, this claim was denied because my client did not have pre-authorization. If
Common Medical Billing Errors to Watch Out For
Medical billing can be a minefield of codes, jargon, and potential errors. At Medwise Insurance Advocacy, we understand how frustrating and overwhelming it can be to decipher medical bills and
Twisted Intestine $150,000 Bill Reduced to $10,000
You know, it took quite a bit of time, but my client who had a twisted intestine with a medical debt of over $150,000—I was finally able to prove that