Your Medical Bill Advocate
Blog
These medical bills advocacy articles will help you save money on your health insurance and denied medical claims.
Medical Bill Issues
Hello everyone. Hydrocephalus is water on the brain, and many times it occurs as a result of an injury. If you’re having issues with your medical charges or coverage for medication,
The Power of Price Transparency – Taking Control of Your Healthcare Costs
Healthcare costs can be unpredictable and often feel opaque. You might know you need a procedure, but have no idea what it will actually cost until you receive a surprise
Pre-Authorization Surgery Not Covered
You have pre-authorization for a surgery. It just so happens that the doctor has an emergency and is not able to perform the surgery as scheduled. You go back to
Can Your State Buy Out Your Medical Bills
The state of Rhode Island is suggesting using federal COVID-19 funds to pay off unpaid outstanding medical bills. Under the proposal, the state could purchase the debt for pennies on
Using a Health Savings Account (HSA) or Flexible Spending Account (FSA)
Healthcare expenses can be a significant burden, but there are tools available to help you manage these costs effectively. Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are tax-advantaged
Whats a Zebra in Medical Terms?
One of the chapters in my book, Apparently Different, involves a doctor who, after years of twisting his neck while performing colonoscopies—looking at the patient, then the machine—wound up with
Does Your Health Care Bill Hurt Your Credit?
Healthcare bills won’t harm your credit as long as you don’t wait too long to settle them. Most of the time, you’re dealing directly with the medical provider, and they
Negotiating Medical Bills: Tips and Tricks for Lowering Your Healthcare Costs
Medical bills can be a significant source of stress, especially when they seem unexpectedly high or contain errors. At Medwise Insurance Advocacy, we empower you to take control of your
$85,000 Childbirth Bill Reduced to $5,000
A recent client of mine gave birth to her child, which initially cost her $85,000. This was a premature baby, and the hospitals and doctors were taking advantage of her
Lyme Disease Medical Bill Reimbursement Help
If you haven’t heard yet, Apparently Different is my new book that came out recently. I have a client in the book who wound up with a debilitating life due
What to Do When Your Insurance Denies a Claim
Receiving a claim denial from your health insurance company can be frustrating and confusing. It can feel like a roadblock in accessing necessary medical care. At Medwise Insurance Advocacy, we
Reducing Your Medical Bills
This interview focuses on ways to reduce medical bills, as discussed in Adria Gross’s book. Edison Guzman introduces the topic, emphasizing its relevance given the new administration and potential changes
$10,000 Emergency Room Just for Medicine
I don’t know if this has ever happened to you, but have you ever received a bill from an emergency room for over $10,000, and all they did in that
Emergency Room 3 Day Visit Denies $27,000 Bill
It was the middle of the night, and a patient goes to an emergency room in excruciating pain. The ER could not diagnose the condition. My client was kept in
Understanding Deductibles, Co-pays, and Coinsurance
Navigating the world of health insurance can feel like deciphering a foreign language. Terms like “deductible,” “co-pay,” and “coinsurance” are frequently used, but their meanings are often misunderstood. At Medwise
Explanation of Benefits Letter Denies Your Claim
You are treated and preauthorized for a medical procedure. You go to the hospital where the procedure will take place. They perform the procedure, but then you receive an explanation
Denied Medical Claim Because of Non-Preauthorization
Have you ever been in a situation where you were never informed that a pre-authorization was required? Well, this claim was denied because my client did not have pre-authorization. If
Common Medical Billing Errors to Watch Out For
Medical billing can be a minefield of codes, jargon, and potential errors. At Medwise Insurance Advocacy, we understand how frustrating and overwhelming it can be to decipher medical bills and
Twisted Intestine $150,000 Bill Reduced to $10,000
You know, it took quite a bit of time, but my client who had a twisted intestine with a medical debt of over $150,000—I was finally able to prove that
Emergency Room for $8,000 Turns to Zero
My client in California went to the emergency room and received a bill for over $5,000. But believe it or not, every month she received a bill that added additional
Navigating In-Network vs. Out-of-Network Costs
Healthcare costs can be confusing, especially when it comes to understanding the difference between in-network and out-of-network providers. At Medwise Insurance Advocacy, we’re dedicated to helping you navigate these complexities
Out of Network Hospital Bills Denied
You vomit and have diarrhea. You go to the emergency room, and the hospital does all these medical tests on you. You were in the hospital for three days only
$60,000 Breast Cancer Bills Down to $2,100
I recently had a case where my client had breast cancer, and her bills were over $60,000. Her oncologist was fighting, not accepting a lower amount. When I was able
Decoding Your EOB (Explanation of Benefits)
At Medwise Insurance Advocacy, we understand that navigating the world of medical bills and insurance can be overwhelming. One of the most confusing, yet essential, documents you’ll encounter is the
Over $2500 Medical Debt Reduced to Zero Within 3 Weeks
Hello, my friends. You know, my client had a debt of over $2,500. She didn’t know where to turn. When she came to me, I was able to determine that
New Book Apparently Different Released
For those of you who don’t know, I recently published a new book titled Apparently Different. My new book, Apparently Different, is available on Amazon. Just go to amazon.com, type
Overcoming Medical Insurance Denial
If you’ve ever received a medical insurance denial, you know the frustration, confusion, and stress it can bring. A denied insurance claim, especially for essential medical care, can disrupt not
Why Medical Insurance Companies Deny Claims
In this insightful interview, Edison Guzman speaks with Adria Gross, founder of Medwise Insurance Advocacy, about the challenges and solutions surrounding denied medical claims. Adria shares her expertise as a
$400,000 Cancer Bills Reduced to $19,000
I recently had a client with bills over $400,000 involving cancer. I was so excited to be able to reduce that bill down to $19,000, which is being paid over
$135,000 Medical Bill Was Finally Settled Down to $20,000
One of my clients recently had a bill for $135,000. This was a faith-based coverage, which, of course, is not handled through an insurance company. It was a long, drawn-out