Your Medical Insurance Advocate
Media/Videos
These medical bills advocacy videos and case studies will help you save money on your health insurance and denied medical claims.
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Why You Need to Read Your Insurance Policy
You know, it’s so important that you take the time to read your insurance policy. When I was working for two insurance companies, I helped write those insurance policies. You
What to do If Emergency Room is Out of Network
You know I recently spoke to a friend who works for a major corporation on her policy. Every emergency room visit is considered to be out of network. Instead of
What to do If Emergency Room is Out of Network
I recently spoke to a friend who works for a major corporation on her policy every emergency room visit is considered to be out of network instead of going to
$29,000 for Two Emergency Room Visits?
A recent case I worked on the client was charged for two of emergency room visits a total of 29,000 when I looked at the reasonable customer charges I realize
How $50,000 in Medical Debt Went Down to $0
One of my clients have denied claim with the original charges were over $50,000 when I was able to prove that those charges should be covered according to the wording
Medical Bill Issues
Hello everyone. Hydrocephalus is water on the brain, and many times it occurs as a result of an injury. If you’re having issues with your medical charges or coverage for medication,
Pre-Authorization Surgery Not Covered
You have pre-authorization for a surgery. It just so happens that the doctor has an emergency and is not able to perform the surgery as scheduled. You go back to
Can Your State Buy Out Your Medical Bills
The state of Rhode Island is suggesting using federal COVID-19 funds to pay off unpaid outstanding medical bills. Under the proposal, the state could purchase the debt for pennies on
Whats a Zebra in Medical Terms?
One of the chapters in my book, Apparently Different, involves a doctor who, after years of twisting his neck while performing colonoscopies—looking at the patient, then the machine—wound up with
Does Your Health Care Bill Hurt Your Credit?
Healthcare bills won’t harm your credit as long as you don’t wait too long to settle them. Most of the time, you’re dealing directly with the medical provider, and they
$85,000 Childbirth Bill Reduced to $5,000
A recent client of mine gave birth to her child, which initially cost her $85,000. This was a premature baby, and the hospitals and doctors were taking advantage of her
Lyme Disease Medical Bill Reimbursement Help
If you haven’t heard yet, Apparently Different is my new book that came out recently. I have a client in the book who wound up with a debilitating life due
Reducing Your Medical Bills
This interview focuses on ways to reduce medical bills, as discussed in Adria Gross’s book. Edison Guzman introduces the topic, emphasizing its relevance given the new administration and potential changes
$10,000 Emergency Room Just for Medicine
I don’t know if this has ever happened to you, but have you ever received a bill from an emergency room for over $10,000, and all they did in that
Emergency Room 3 Day Visit Denies $27,000 Bill
It was the middle of the night, and a patient goes to an emergency room in excruciating pain. The ER could not diagnose the condition. My client was kept in
Explanation of Benefits Letter Denies Your Claim
You are treated and preauthorized for a medical procedure. You go to the hospital where the procedure will take place. They perform the procedure, but then you receive an explanation
Denied Medical Claim Because of Non-Preauthorization
Have you ever been in a situation where you were never informed that a pre-authorization was required? Well, this claim was denied because my client did not have pre-authorization. If
Twisted Intestine $150,000 Bill Reduced to $10,000
You know, it took quite a bit of time, but my client who had a twisted intestine with a medical debt of over $150,000—I was finally able to prove that
Emergency Room for $8,000 Turns to Zero
My client in California went to the emergency room and received a bill for over $5,000. But believe it or not, every month she received a bill that added additional
Out of Network Hospital Bills Denied
You vomit and have diarrhea. You go to the emergency room, and the hospital does all these medical tests on you. You were in the hospital for three days only
$60,000 Breast Cancer Bills Down to $2,100
I recently had a case where my client had breast cancer, and her bills were over $60,000. Her oncologist was fighting, not accepting a lower amount. When I was able
Over $2500 Medical Debt Reduced to Zero Within 3 Weeks
Hello, my friends. You know, my client had a debt of over $2,500. She didn’t know where to turn. When she came to me, I was able to determine that
New Book Apparently Different Released
For those of you who don’t know, I recently published a new book titled Apparently Different. My new book, Apparently Different, is available on Amazon. Just go to amazon.com, type
Why Medical Insurance Companies Deny Claims
In this insightful interview, Edison Guzman speaks with Adria Gross, founder of Medwise Insurance Advocacy, about the challenges and solutions surrounding denied medical claims. Adria shares her expertise as a
$400,000 Cancer Bills Reduced to $19,000
I recently had a client with bills over $400,000 involving cancer. I was so excited to be able to reduce that bill down to $19,000, which is being paid over
$135,000 Medical Bill Was Finally Settled Down to $20,000
One of my clients recently had a bill for $135,000. This was a faith-based coverage, which, of course, is not handled through an insurance company. It was a long, drawn-out
Water Skiing Accident Turns Into Denied Medical Charges
One of the chapters in my book, Apparently Different, is titled A Prisoner in My Own Body from Traumatic Brain Injury. My client was water skiing at the age of 16
Medical Bills for Rape Were Written Off Because of This
I have to say this is one of the worst stories I ever heard. My client was raped, and the bills were over $82,000. The case went to court, and
Surgery for Large Intestine Medical Bill Denied Was Approved After This
I had a client who had a very serious infection in her large intestines. The surgery was performed, which her insurance company said wasn’t medically necessary. The bills were over
Need Help With Surgery Bills Watch this
Have you ever heard of spina bifida? It’s a birth defect in which a developing baby’s spinal cord fails to develop properly. It occurs when a developing baby’s spinal cord